REIF Loans Service Areas | DSCR Loans Nationwide

REIF Loans offers DSCR and investment property financing across 43 states. Explore where we serve and connect with an investor-focused lending expert.

DSCR Loan Programs Available Across 43 States

At REIF Loans, we make real estate investing possible for clients nationwide by offering DSCR and investor-focused loan programs in key U.S. markets.

Our service areas include major states with strong rental growth, investor demand, and refinancing opportunities.

Whether you’re expanding your portfolio or financing your first property, our lending team provides tailored DSCR solutions to fit your investment goals.

Service Area
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Why We Serve Multiple States

Our clients invest where opportunity meets potential, and REIF Loans is built to support that reach.

By operating across 43 diverse markets, we help investors access reliable funding, local insights, and competitive programs no matter where they buy.

We focus on:

States We Currently Serve

REIF Loans proudly provides DSCR and investment property loans in the following states:

Each state offers unique advantages for investors. From Florida’s booming short-term rental market to Michigan’s stable multifamily demand, our programs are designed to meet regional investment goals.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Each state offers unique advantages for investors. From Florida’s booming short-term rental market to Michigan’s stable multifamily demand, our programs are designed to meet regional investment goals.

Local Expertise, National Resources

Even though we lend across multiple states, we keep our service personal and transparent.

Every REIF Loans client receives direct support from a loan advisor familiar with their target market, local property values, and regional lending requirements.

You’ll get:

How DSCR Loans Work in Different States

While DSCR loans follow the same foundation qualifying based on property income instead of personal income. Each state may have its own market dynamics.

Our team helps you understand what to expect in your state, from rental yield trends to closing requirements.

What Stays the Same

What Can Vary

Support for Out-of-State Investors

You don’t have to live where you invest. Many REIF Loans clients purchase rental or vacation properties outside their home state using our streamlined DSCR process.
We coordinate with your agent, title company, and local appraiser to ensure every deal closes smoothly, no matter where the property is located.

Investor advantages include:

How to Get Started in Your State

Getting started is simple. Our application process is built for investors who value speed, clarity, and trust.

Select Your State

Choose from our list of 43 active markets.

Speak With a Loan Advisor

Get insights on DSCR rates, loan terms, and state-specific opportunities.

Submit Your Application

Fast digital processing and underwriting support.

Close With Confidence

From Alabama to Texas, our process stays smooth and predictable.

Partner With a DSCR Lender That Understands Investors

No matter where you invest, REIF Loans delivers expert-backed programs built on three core values: Value, Results, and Service.
Our nationwide reach means you get the same expertise and consistency whether you’re financing a rental duplex in Georgia or a short-term rental in Hawaii.