Free DSCR, Cap Rate, IRR, and LTV calculators for investors. Analyze cash flow, leverage, and returns before you finance with REIF Loans.
Every successful real estate decision starts with knowing the numbers. At REIF Loans, our suite of free calculators helps investors analyze performance, measure risk, and plan profitable strategies with clarity.Â
Whether you need to verify your DSCR ratio, estimate returns, or determine how much equity you can pull out, these tools give you the data you need before you borrow.
Our calculators are built around real underwriting standards used by lenders nationwide. They help investors evaluate income, expenses, debt coverage, and return potential in minutes.
Each calculator is designed by industry professionals with years of lending and investment experience, ensuring accuracy that supports real decisions, not just estimates.
Each calculator links directly to its own dedicated page, providing full inputs, definitions, and examples for practical use.
Determine your Debt Service Coverage Ratio and see if your property qualifies for DSCR loan programs.
Measure property performance by comparing Net Operating Income to purchase price.
Project long-term Internal Rate of Return based on cash flow and appreciation.
Find your Loan-to-Value ratio and understand your financing leverage.
See your property through the lender’s lens using NOI and total loan amount.
Evaluate how much of your loan balance you repay annually, combining principal and interest.
Estimate available equity, new payments, and total funds from refinancing.
Estimate your property’s current market value to plan purchases or refinances.
Assess performance across commercial or multifamily assets.
Compare payment scenarios for residential or investment loans.
Our calculators are more than math tools. They reflect how real lenders think. By aligning your numbers with actual underwriting standards, you gain insight into how loan officers, underwriters, and investors view your property performance.
Each calculator uses formulas aligned with DSCR, commercial, and conventional loan metrics.
Instant results with plain-language explanations. No spreadsheets required.
Understand true profitability, not just surface-level ROI.
Use your results to connect directly with REIF advisors who can match your investment with the right financing option.
Use actual or verified rent, expenses, and loan terms for the most accurate results.
Adjust rates, terms, and income projections to find the best cash flow balance.
See whether your DSCR or LTV meets lending requirements before applying.
Use results to model future investments, refinance strategies, or exit timelines.
Our tools help you see your properties the same way lenders and underwriters do, so you can plan smarter and negotiate with confidence.
Your next investment move does not stop with the numbers. Once you have analyzed your property using our calculators, REIF Loans can help you move from analysis to action.
Our team combines investment knowledge with lending expertise to help you secure the loan that fits your strategy, not just the one that fits the lender’s template.
Each calculator is free, fast, and built to empower your next investment decision. Whether you are buying, refinancing, or planning a new project, REIF Loans gives you tools and guidance to make smart moves backed by real data.
