Short-term bridge loans for commercial real estate. Flexible interest-only terms with clear exit strategies for investors transitioning to DSCR or permanent loans.
At REIF Loans, we help investors close fast and stay flexible with short-term bridge financing for commercial properties.
Whether you’re acquiring, refinancing, or stabilizing a project before moving to a long-term loan, our bridge programs deliver speed, liquidity, and structure for your next investment move.
We design every loan around your timeline, exit strategy, and property goals – not just your balance sheet.
A short-term bridge loan provides temporary financing for commercial real estate investors who need quick capital between acquisition, improvement, and permanent financing.
These loans are typically structured for 6 to 24 months, offering flexibility for transitional or time-sensitive scenarios.
They serve as the crucial “bridge” between opportunity and long-term structure.
Many REIF Loans clients use short-term bridge loans as a stepping stone toward DSCR or permanent commercial loans.
Once the property is stabilized, leased, or generating predictable income, it can transition smoothly into a long-term structure.
We guide you through each phase, ensuring a clear path from bridge to perm financing with minimal friction.
A transitional loan supports properties moving from acquisition or rehab to stabilized, income-producing status.
These loans are essential tools for investors working with underperforming or evolving assets.
Bridge loans close quickly. often within 10 to 14 days, so investors can act on time-sensitive deals.
Loan durations range from 6 to 24 months, with extension options available for complex projects.
Approval focuses on asset potential and exit plan, not full tax returns or income verification.
Pay interest only during the term to preserve liquidity while improving or repositioning the property.
Each loan is structured with a defined strategy for refinance or sale, helping you stay aligned with your investment timeline.
Bridge loan underwriting emphasizes property value and exit strategy more than personal credit or income.
We customize each loan structure to align with your project’s cash flow and timeline.
A successful bridge loan begins with a defined exit strategy. At REIF Loans, we work with investors to map out the best path to refinance or sale before the loan even closes.
We help investors choose exit timelines that protect profits, improve leverage, and minimize risk.
Most bridge loans close within 7 to 14 days, depending on appraisal timing and documentation.
Yes. Bridge loans can refinance maturing notes, high-interest loans, or other short-term debt while preparing for permanent financing.
We offer loan extensions and refinancing options into DSCR or long-term structures to ensure a smooth transition.
Yes. Bridge loans are designed for transitional or partially leased properties that need stabilization or repositioning before qualifying for permanent financing.
No. These loans are asset-based, relying primarily on property value, project plan, and exit strategy rather than personal tax returns.
Whether you’re bridging to DSCR financing, refinancing a maturing loan, or stabilizing a new acquisition, REIF Loans provides short-term bridge solutions built for investor needs.
We combine speed, transparency, and tailored structure to help you achieve your investment goals with confidence.
