At REIF Loans, we offer flexible investment bridge loans that help real estate investors act quickly, close confidently, and transition smoothly between projects or financing stages.
These short-term solutions are ideal for acquiring, improving, or repositioning properties until long-term financing or a profitable sale is in place.
Our team specializes in structuring bridge financing that balances speed, flexibility, and security. so your capital keeps moving.
An investment bridge loan is a short-term financing option, typically lasting 6 to 24 months, used to cover the gap between purchase and permanent financing or resale. Investors and business entities use bridge loans to quickly acquire properties, fund improvements, or refinance existing debt while waiting for market conditions, permits, or cash flow to stabilize.
These loans allow investors to act decisively without waiting for slower traditional loan approvals.
Close in days instead of weeks, ideal for competitive acquisitions or time-sensitive projects.
Typical terms range from 6 to 24 months, with extensions available as needed.
Asset-based underwriting focuses on property value and exit strategy, not personal income or tax returns.
Keep cash flow strong during transitional periods by paying interest only on outstanding balances.
Transition easily into a DSCR loan, conventional refinance, or property sale once the project is complete.
Bridge financing is structured around your project goals and timeline. At REIF Loans, we streamline the process so you can focus on executing your strategy.
Tell us your acquisition or refinance goals.
We structure loan terms based on property value and exit plan.
We assess asset value, improvements, and current market potential.
Receive funds quickly to purchase or reposition your property.
Refinance into long-term financing or sell once your plan is complete.
Bridge loans are designed for experienced investors and entities with clear exit strategies. Typical qualification guidelines include:
Our advisory team helps you present your project to the right lender and structure the loan for successful completion.
Secure financing quickly to purchase a property before permanent financing or sale proceeds are available.
Most REIF Loans bridge programs close within 7 to 14 days, depending on appraisal scheduling and document readiness. For experienced investors, approval can be even faster.
No. These loans are primarily asset-based, focusing on property value, project potential, and your exit plan rather than personal income verification.
Rates vary based on credit, experience, leverage, and property type. Typically, bridge loans carry higher rates than long-term mortgages, but their flexibility and speed often justify the cost for short-term use.
Yes. Bridge loans can replace existing debt, pay off balloon notes, or provide liquidity while transitioning into permanent financing or selling the property.
Both offer short-term real estate financing, but bridge loans are usually more structured, with lower costs and a clearer transition plan. Hard money loans may be faster but often come with higher rates and shorter terms.
Before maturity, you’ll execute your exit strategy refinancing into a DSCR or conventional loan, or selling the property. Our advisors help you plan ahead to ensure a smooth transition and avoid unnecessary extensions.
Whether you’re acquiring a property, refinancing short-term debt, or repositioning an asset, REIF Loans delivers the short-term financing you need to act fast and stay flexible.
Our investor-focused bridge loan programs are built for clarity, confidence, and execution giving you the capital to move when opportunity strikes.
